The same concept basically goes for you when you need to buy that new truck you’ve always wanted—unfortunately, not everybody can get their credit scores to 740 on a whim; instead they choose to work with reliable bad credit truck dealers to obtain the loan that they would need. What if you have a credit score stuck around 500—what do you do then? Check your Score You don’t have to accept the score in your report without disputing it first, as there might have been some errors in the calculation. Study the report thoroughly and tell the credit bureau if you find certain questionable entries. File a formal letter requesting the bureau to investigate the matter, and if a mistake was made, your true credit score will be reflected.
http://seaportauto.com/blog/tips-securing-car-loan-even-bad-credit-truck-dealers/
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